# Whop vs Gumroad: fees compared **Whop** charges 2.7% + $0.30 per card payment, no monthly fee. **Gumroad** is a storefront for digital products, courses and memberships: Direct sales: 10% + $0.50 per transaction (profile or direct links); Sales via Gumroad Discover: 30% per transaction when new customers buy through Discover. On published fees, with a $50 average sale, Whop costs the least at $1,000, $5,000 and $10,000 a month — before any Whop Discover commission, whose rate Whop does not publish. Gumroad, unlike Whop by default, also collects and remits sales tax for you as merchant of record. Published fees only, from each platform's own pages (checked Sep 27, 2026 for Gumroad, Sep 27, 2026 for Whop). Sources are listed at the bottom. ## At a glance | | Whop | Gumroad | | --- | --- | --- | | Monthly fee | None | Direct sales none / Sales via Gumroad Discover none | | Per-sale fee | 2.7% + $0.30 (card processing included) | Direct sales 10% + $0.50 / Sales via Gumroad Discover 30% | | Processing | Included in the per-sale fee; international cards +1.5% | Gumroad's percentage is all-in and it acts as merchant of record, collecting and remitting sales tax worldwide since January 1, 2025. | | Marketplace / discovery | Whop Discover: marketplace commission, rate not published by Whop | Gumroad Discover: 30% per transaction on sales it brings. | | Payouts | Next-day ACH $2.50, wire $23.00, instant from 4% + $1.00 | Direct deposit or PayPal depending on country; no payout fee listed on the pricing page. | | Sales tax | Optional tax remittance tool, +2% when tax is collected | Included: Gumroad is merchant of record | ## What you'd pay per month $50 average sale, domestic cards, one payout per month, no optional tools, no marketplace sales. Cheapest in green. | Platform / plan | $1,000/mo revenue | $5,000/mo revenue | $10,000/mo revenue | | --- | --- | --- | --- | | Whop | $35.50 ((3.55%)) | $167.50 ((3.35%)) | $332.50 ((3.33%)) | | Gumroad Direct sales | $110.00 ((11%)) | $550.00 ((11%)) | $1,100.00 ((11%)) | ## What's actually selling on Whop The 10 most-reviewed products among those we track daily — reviews as reported on Whop, store members as published by each store. | Product | Category | Price | Reviews | Store members | | --- | --- | --- | --- | --- | | [Clip Farm](https://membertape.com/p/clip-farm-d5/) | Clipping | Free | 5,315 · 4.6 | 597.9K | | [Content Rewards](https://membertape.com/p/join-content-rewards-hub/) | Affiliate marketing | Free | 4,929 · 4.8 | 2.6M | | [Crypto Signals with Auto-Trading via Cornix \| Free Live Feed](https://membertape.com/p/crypto-inside-bets/) | Crypto signals | $2,500 | 4,839 · 5.0 | 48.8K | | [Beginner Trader Course](https://membertape.com/p/schoolofgods/) | Prop firm trading | Free | 4,193 · 5.0 | 91.8K | | [Divine Pro](https://membertape.com/p/divine/) | Retail arbitrage | from $74.99/mo | 4,125 · 5.0 | 56.6K | | [Official Picks Premium](https://membertape.com/p/officialpicks/) | Sports picks | from $39.99/wk | 3,676 · 4.9 | 77.1K | | [Clipping Culture](https://membertape.com/p/clippingculture/) | Affiliate marketing | Free | 3,609 · 4.7 | 542.3K | | [Hidden Clearances Pro](https://membertape.com/p/blackbox/) | Retail arbitrage | $75/mo | 3,435 · 5.0 | — | | [TMS FREE SPORTS BETS](https://membertape.com/p/trustmysystem/) | Sports picks | Free | 2,649 · 4.8 | 152.3K | | [Automated Crypto Signals \| Live Results by Degenpump](https://membertape.com/p/crypto-signals-trading/) | Crypto signals | Free | 2,420 · 5.0 | 9,613 | ### Is Whop cheaper than Gumroad? On published fees, with a $50 average sale, Whop costs the least at $1,000, $5,000 and $10,000 a month — before any Whop Discover commission, whose rate Whop does not publish. Gumroad, unlike Whop by default, also collects and remits sales tax for you as merchant of record. Figures use published fees only: domestic cards, one payout a month, no marketplace sales. ### How much does Gumroad charge? Direct sales: 10% + $0.50 per transaction (profile or direct links); Sales via Gumroad Discover: 30% per transaction when new customers buy through Discover. Gumroad's percentage is all-in and it acts as merchant of record, collecting and remitting sales tax worldwide since January 1, 2025. ### How much does Whop charge? Whop charges 2.7% + $0.30 per card payment, no monthly fee; international cards add 1.5%, and sales from Whop Discover carry a marketplace commission whose rate Whop does not publish. ## Try Whop Opening a Whop store is free; fees start with your first sale. See every fee in our [Whop fee calculator](https://membertape.com/whop/fees/). [Start selling on Whop](https://whop.com/?code=ESBGGN) Referral link: if you open a store through it, MemberTape may earn a share of Whop's fees from Whop — your fees stay the same. MemberTape is not affiliated with Whop Inc. or Gumroad. Sources: [Gumroad pricing](https://gumroad.com/pricing); [Whop pricing](https://whop.com/network/pricing/). Source page: https://membertape.com/whop/vs-gumroad/