Whop fees: what Whop takes from sellers

Whop charges sellers 2.7% + $0.30 per successful domestic card payment, with no setup fee and no monthly subscription. International cards add 1.5%, currency conversion 1%, and getting your money out costs $2.50 per next-day ACH payout. Optional tools, affiliate payouts and disputes are charged only when they apply. Sales that come from Whop's own marketplace (Discover) also carry a marketplace commission — Whop doesn't publish its rate; see below.

Figures from Whop's own pricing page, checked Sep 27, 2026. Only published standard fees are included; custom high-volume rates are negotiated with Whop.

Whop fee calculator

Card processing
$330.00
Payouts (Next-day ACH (US bank), 1×)
$2.50
Whop fees total$332.50 (3.33%)
Affiliate commissions$0.00
You keep$9,667.50

What Whop takes at different revenue levels

Domestic cards, $50 average sale, one next-day ACH payout per month, no optional tools, no affiliates.

Monthly revenueSalesWhop feesEffective rateYou keep
$1,000.0020$35.503.55%$964.50
$5,000.00100$167.503.35%$4,832.50
$10,000.00200$332.503.33%$9,667.50
$50,000.001,000$1,652.503.31%$48,347.50

Every Whop fee

FeeAmountWhen it applies
Cards & wallets (domestic)2.7% + $0.30every successful card or wallet payment
International card+1.5%card issued outside the seller's country
Currency conversion+1%buyer pays in another currency
ACH bank debit (US)1.5% (max $5.00)buyer pays by US bank debit
Financing (buy now, pay later)15%buyer pays in instalments via a financing partner
Orchestration (multi-processor routing)+0.8%only when you enable it
Billing (invoices, retries, lifecycle)+0.5%only when you enable it
Tax calculation & remittance (when tax is collected)+2%only when you enable it
Affiliate processing1.25%per transaction paid out to an affiliate
Marketplace (Discover) commissionnot published (30% assumed)only on sales that come from Whop Discover; booked by Whop as "affiliate fees on marketplace sales"
Payout: Next-day ACH (US bank)$2.50per payout
Payout: Instant bank deposit (RTP)4% + $1.00per payout
Payout: Crypto5% + $1.00per payout
Payout: Venmo (US)5% + $1.00per payout
Payout: Bank wire$23.00per payout
3D Secure authentication$0.03per transaction
Radar fraud detection$0.07per transaction
Dispute / chargeback$15.00per dispute
Early dispute alert (RDR)$29.00per alert

No setup fee and no monthly subscription on standard pricing. Source: whop.com/network/pricing, checked Sep 27, 2026. The Discover commission is not on that page: Whop's developer docs list it as a separate ledger item ("affiliate fees on marketplace sales") without a rate; the 30% we use is Whop's default affiliate rate, an assumption.

What's actually selling on Whop

The 10 most-reviewed products among those we track daily — reviews as reported on Whop, store members as published by each store.

ProductCategoryPriceReviewsStore members
Bitcoin Auto Signals | Automated Crypto & Altcoin Crypto signals Free 4,724 · 5.0 46.2K
Clip Farm Clipping Free 4,580 · 4.6 565.3K
Beginner Trader Course Prop firm trading Free 4,186 · 5.0 91.8K
Divine Pro Retail arbitrage $74.99/mo 4,125 · 5.0 56.3K
Content Rewards Affiliate marketing Free 4,054 · 4.8 604.1K
Official Picks Premium Sports picks $39.99/wk 3,521 · 4.9 75.8K
Black Box Retail arbitrage $75/mo 3,432 · 5.0 —
Clipping Culture Affiliate marketing Free 3,147 · 4.7 513K
TMS FREE SPORTS BETS Sports picks Free 2,561 · 4.8 164.9K
Crypto Pump Signals | Live Results by Degenpump Crypto signals Free 2,420 · 5.0 9,635

FAQ

How much does Whop take from sellers?

For a standard domestic card payment Whop charges 2.7% + $0.30 per successful transaction, with no setup fee and no monthly subscription. International cards add 1.5%, currency conversion adds 1%. Optional tools (orchestration 0.8%, billing 0.5%, tax remittance 2%) stack on top only when you enable them. Source: Whop pricing page, checked Sep 27, 2026.

Does Whop charge a monthly fee?

No. Whop lists no setup fees and no monthly costs on its standard pricing; you pay per successful transaction and per payout.

Does Whop take a cut of sales from Discover?

Yes — sales that come to you through Whop's marketplace (Discover) carry an affiliate-style commission: Whop's own documentation books it as "affiliate fees on marketplace sales". Whop does not publish the rate on its pricing page; the default affiliate rate on Whop is 30% (sellers can change their rate), so our calculator assumes 30% for Discover sales. Check the exact figure in your Whop dashboard. It applies only to Discover sales — not to buyers you bring yourself.

How much are Whop payout fees?

Next-day ACH to a US bank costs $2.50 per payout, a bank wire $23.00, instant bank deposit (RTP) 4% + $1.00, crypto and Venmo 5% + $1.00 each.

What does Whop charge when affiliates sell for me?

Whop charges an affiliate processing fee of 1.25% per transaction paid out to an affiliate. The commission itself (the percentage you set for affiliates) is paid from your revenue on top of that.

What does a chargeback cost on Whop?

A dispute or chargeback costs a flat $15.00; an optional early dispute alert (RDR) costs $29.00 per alert.

Selling on Whop

Setting up a Whop store is free; fees start with your first sale.

Start selling on Whop

This is a referral link: if you open a store through it, MemberTape may earn a share of Whop's fees from Whop — it does not change your fees. MemberTape is an independent project and is not affiliated with Whop Inc.