Whop vs Discord: fees compared

Whop charges 2.7% + $0.30 per card payment, no monthly fee. Discord is a chat platform where server owners can sell Server Subscriptions (paid roles and channels): Server Subscriptions: 90/10 revenue split (Discord keeps 10%). On published fees, with a $50 average sale, Whop costs the least at $1,000, $5,000 and $10,000 a month — before any Whop Discover commission, whose rate Whop does not publish.

Published fees only, from each platform's own pages (checked Sep 27, 2026 for Discord, Sep 27, 2026 for Whop). Sources are listed at the bottom.

At a glance

WhopDiscord
Monthly feeNoneServer Subscriptions none
Per-sale fee2.7% + $0.30 (card processing included)Server Subscriptions 10%
ProcessingIncluded in the per-sale fee; international cards +1.5%Discord states that "various fees" also reduce your payout but does not publish them; our cost figures include only the 10% share, so real costs are higher.
Marketplace / discoveryWhop Discover: marketplace commission, rate not published by WhopNo paid marketplace for server subscriptions.
PayoutsNext-day ACH $2.50, wire $23.00, instant from 4% + $1.00Paid out via Stripe; payout fees are not published by Discord.
Sales taxOptional tax remittance tool, +2% when tax is collectedNot included in the published fees

Subscriptions started in the Discord iOS app cost the member more: Apple takes an additional 30%.

Discord does not publish its processing fees or payout fees; they are left out of the costs below, so Discord's real cost is higher than shown.

What you'd pay per month

$50 average sale, domestic cards, one payout per month, no optional tools, no marketplace sales. Cheapest in green.

Platform / plan$1,000/mo revenue$5,000/mo revenue$10,000/mo revenue
Whop$35.50 (3.55%)$167.50 (3.35%)$332.50 (3.33%)
Discord Server Subscriptions$100.00 (10%)$500.00 (10%)$1,000.00 (10%)

What's actually selling on Whop

The 10 most-reviewed products among those we track daily — reviews as reported on Whop, store members as published by each store.

ProductCategoryPriceReviewsStore members
Bitcoin Auto Signals | Automated Crypto & Altcoin Crypto signals Free 4,724 · 5.0 46.2K
Clip Farm Clipping Free 4,580 · 4.6 565.3K
Beginner Trader Course Prop firm trading Free 4,186 · 5.0 91.8K
Divine Pro Retail arbitrage $74.99/mo 4,125 · 5.0 56.3K
Content Rewards Affiliate marketing Free 4,054 · 4.8 604.1K
Official Picks Premium Sports picks $39.99/wk 3,521 · 4.9 75.8K
Black Box Retail arbitrage $75/mo 3,432 · 5.0 —
Clipping Culture Affiliate marketing Free 3,147 · 4.7 513K
TMS FREE SPORTS BETS Sports picks Free 2,561 · 4.8 164.9K
Crypto Pump Signals | Live Results by Degenpump Crypto signals Free 2,420 · 5.0 9,635

FAQ

Is Whop cheaper than Discord?

On published fees, with a $50 average sale, Whop costs the least at $1,000, $5,000 and $10,000 a month — before any Whop Discover commission, whose rate Whop does not publish. Figures use published fees only: domestic cards, one payout a month, no marketplace sales.

How much does Discord charge?

Server Subscriptions: 90/10 revenue split (Discord keeps 10%). Discord states that "various fees" also reduce your payout but does not publish them; our cost figures include only the 10% share, so real costs are higher.

How much does Whop charge?

Whop charges 2.7% + $0.30 per card payment, no monthly fee; international cards add 1.5%, and sales from Whop Discover carry a marketplace commission whose rate Whop does not publish.

Try Whop

Opening a Whop store is free; fees start with your first sale. See every fee in our Whop fee calculator.

Start selling on Whop

Referral link: if you open a store through it, MemberTape may earn a share of Whop's fees from Whop — your fees stay the same. MemberTape is not affiliated with Whop Inc. or Discord. Sources: Discord Creator Revenue FAQ; Server Subscriptions for Members; Whop pricing.