Whop vs Gumroad: fees compared

Whop charges 2.7% + $0.30 per card payment, no monthly fee. Gumroad is a storefront for digital products, courses and memberships: Direct sales: 10% + $0.50 per transaction (profile or direct links); Sales via Gumroad Discover: 30% per transaction when new customers buy through Discover. On published fees, with a $50 average sale, Whop costs the least at $1,000, $5,000 and $10,000 a month — before any Whop Discover commission, whose rate Whop does not publish. Gumroad, unlike Whop by default, also collects and remits sales tax for you as merchant of record.

Published fees only, from each platform's own pages (checked Sep 27, 2026 for Gumroad, Sep 27, 2026 for Whop). Sources are listed at the bottom.

At a glance

WhopGumroad
Monthly feeNoneDirect sales none / Sales via Gumroad Discover none
Per-sale fee2.7% + $0.30 (card processing included)Direct sales 10% + $0.50 / Sales via Gumroad Discover 30%
ProcessingIncluded in the per-sale fee; international cards +1.5%Gumroad's percentage is all-in and it acts as merchant of record, collecting and remitting sales tax worldwide since January 1, 2025.
Marketplace / discoveryWhop Discover: marketplace commission, rate not published by WhopGumroad Discover: 30% per transaction on sales it brings.
PayoutsNext-day ACH $2.50, wire $23.00, instant from 4% + $1.00Direct deposit or PayPal depending on country; no payout fee listed on the pricing page.
Sales taxOptional tax remittance tool, +2% when tax is collectedIncluded: Gumroad is merchant of record

What you'd pay per month

$50 average sale, domestic cards, one payout per month, no optional tools, no marketplace sales. Cheapest in green.

Platform / plan$1,000/mo revenue$5,000/mo revenue$10,000/mo revenue
Whop$35.50 (3.55%)$167.50 (3.35%)$332.50 (3.33%)
Gumroad Direct sales$110.00 (11%)$550.00 (11%)$1,100.00 (11%)

What's actually selling on Whop

The 10 most-reviewed products among those we track daily — reviews as reported on Whop, store members as published by each store.

ProductCategoryPriceReviewsStore members
Bitcoin Auto Signals | Automated Crypto & Altcoin Crypto signals Free 4,724 · 5.0 46.2K
Clip Farm Clipping Free 4,580 · 4.6 565.3K
Beginner Trader Course Prop firm trading Free 4,186 · 5.0 91.8K
Divine Pro Retail arbitrage $74.99/mo 4,125 · 5.0 56.3K
Content Rewards Affiliate marketing Free 4,054 · 4.8 604.1K
Official Picks Premium Sports picks $39.99/wk 3,521 · 4.9 75.8K
Black Box Retail arbitrage $75/mo 3,432 · 5.0 —
Clipping Culture Affiliate marketing Free 3,147 · 4.7 513K
TMS FREE SPORTS BETS Sports picks Free 2,561 · 4.8 164.9K
Crypto Pump Signals | Live Results by Degenpump Crypto signals Free 2,420 · 5.0 9,635

FAQ

Is Whop cheaper than Gumroad?

On published fees, with a $50 average sale, Whop costs the least at $1,000, $5,000 and $10,000 a month — before any Whop Discover commission, whose rate Whop does not publish. Gumroad, unlike Whop by default, also collects and remits sales tax for you as merchant of record. Figures use published fees only: domestic cards, one payout a month, no marketplace sales.

How much does Gumroad charge?

Direct sales: 10% + $0.50 per transaction (profile or direct links); Sales via Gumroad Discover: 30% per transaction when new customers buy through Discover. Gumroad's percentage is all-in and it acts as merchant of record, collecting and remitting sales tax worldwide since January 1, 2025.

How much does Whop charge?

Whop charges 2.7% + $0.30 per card payment, no monthly fee; international cards add 1.5%, and sales from Whop Discover carry a marketplace commission whose rate Whop does not publish.

Try Whop

Opening a Whop store is free; fees start with your first sale. See every fee in our Whop fee calculator.

Start selling on Whop

Referral link: if you open a store through it, MemberTape may earn a share of Whop's fees from Whop — your fees stay the same. MemberTape is not affiliated with Whop Inc. or Gumroad. Sources: Gumroad pricing; Whop pricing.